Keep More of What You Earn Cut Credit Card Fees to Zero.
Smart solutins for small business owners to thrive in an inflation-heavy economy. Say goodbye to high processing fees and hello to bigger profit margins.

What We Do
Ultimate Merchant Advisers LLC helps small businesses legally eliminate up to 100% of credit card fees through smart, compliant strategies.
Why It Works

Credit Card Fee Elimination
Implementing a compliant program to reduce 80–100% of your card processing fees.

Merchant Account Optimization
Reviewing and optimizing your current merchant setup for maximum savings.
How You Can Start Saving in Just 3 Steps

01/ Book a Free Consultation
We evaluate your current payment system.

02/ Get a Custom Plan
We tailor a compliant strategy to cut your fees.

03/Enjoy More Profit
You save money every month instantly.
Why Choose UMA?
Lower Costs
Save 80–100% on card fees; there is no upfront costs and no contract needed.
Simple Setup
No tech headaches, very easy and user-friendly.
Fully Compliant
100% legal and ethical
Frequently Asked
Yes, our solutions follow all state and federal guidelines.
We offer both surcharge and non-surcharge options.
No! there is no an upfront costs or contracts needed.
We service any industry: retails, restaurant,automotive,online e-commerce,medical,high risk.etc
We have a full range of equipment available depending on your business needs. Terminal, Pos, Gateways. etc
What Local Business Owners Are Saying
Deli Owner, TX
Ultimate Merchant Advisers LLC helped me save over $800/month in fee
Salon Owner, GA
I had no idea I could keep this much more revenue!