Services

Smarter Solutions. Bigger Savings. Real Support.

How We Help Small Businesses

At Ultimate Merchant Advisers LLC, we specialize in helping businesses reduce or completely eliminate credit card processing fees. Our expert strategies are fully legal, compliant, and tailored to each client’s needs  ensuring sustainable profit growth and enhanced financial health. 

Our Core Services

Cash Discount Program

Implement a program that passes processing fees to customers legally, while offering discounts for cash payments. This helps you keep up to 100% of your sales revenue.

Merchant Account Consulting

We review and optimise your merchant account setup to ensure you get the best possible rates and terms, no hidden fees, no surprises.

Custom Business Analysis

Get a personalized breakdown of your current payment structure, fee impact, and how much you can save with our strategy.

COMPARE PAYMENT METHODS

Feature

Monthly Processing Fees

Legal Compliance

Customer Signage Included

Revenue Retention

Traditional Processing

High (2–4% of sales)

Yes, but no savings

Not included

96–98%

Cash Discount Program

0% (Passed to customer)

Yes, fully compliant

Provided by us

100%

WITH SQUARE

*ESTIMATED*

$20000 Monthly Sales

Processing fees $600 p/ month

Annual processing fees $7200

Processing Fees over 3 yrs. $21600

With The Cash Discount Program

  • The fee is passed to the customer
  • Savings of hundreds or thousands of dollars a year
  • No contract, no fees, just savings.

Ready to Transform Your Business?

Let us tailor a fee-reduction strategy for your business fast, legal, and effective.

Contact Us

Kendal Edwards

267-349-5133

contact@toplmc.org