Services
Smarter Solutions. Bigger Savings. Real Support.

How We Help Small Businesses
At Ultimate Merchant Advisers LLC, we specialize in helping businesses reduce or completely eliminate credit card processing fees. Our expert strategies are fully legal, compliant, and tailored to each client’s needs ensuring sustainable profit growth and enhanced financial health.
Our Core Services

Cash Discount Program
Implement a program that passes processing fees to customers legally, while offering discounts for cash payments. This helps you keep up to 100% of your sales revenue.

Merchant Account Consulting
We review and optimise your merchant account setup to ensure you get the best possible rates and terms, no hidden fees, no surprises.

Custom Business Analysis
Get a personalized breakdown of your current payment structure, fee impact, and how much you can save with our strategy.
COMPARE PAYMENT METHODS
Feature
Monthly Processing Fees
Legal Compliance
Customer Signage Included
Revenue Retention
Traditional Processing
High (2–4% of sales)
Yes, but no savings
Not included
96–98%
Cash Discount Program
0% (Passed to customer)
Yes, fully compliant
Provided by us
100%
WITH SQUARE
*ESTIMATED*
$20000 Monthly Sales
Processing fees $600 p/ month
Annual processing fees $7200
Processing Fees over 3 yrs. $21600
With The Cash Discount Program
- The fee is passed to the customer
- Savings of hundreds or thousands of dollars a year
- No contract, no fees, just savings.
Ready to Transform Your Business?
Let us tailor a fee-reduction strategy for your business fast, legal, and effective.